Terms of Service for Karmel Wealth Group

By using our services, you agree to the following terms:

1. Services Provided
Karmel Wealth Group offers credit repair and financial consulting services, including credit analysis, dispute assistance, and financial education.

2. No Guarantee of Results
We cannot guarantee specific outcomes, such as credit score increases or removal of all negative items. Results vary based on each individual’s credit history and participation.

3. Client Responsibilities

• Provide accurate and complete information for credit repair.

• Respond promptly to requests for documentation.

• Remain current on payments for services.

4. Payment Terms
Clients agree to the payment terms outlined in their service agreement (monthly plan, subscription, or per-service fees).

5. Compliance
We comply with the Credit Repair Organizations Act (CROA) and all applicable federal and state laws.

6. Limitation of Liability
Karmel Wealth Group is not responsible for losses or damages related to credit decisions, loan applications, or third-party actions.

7. Governing Law
These terms shall be governed by and interpreted in accordance with the laws of the State of Maryland.

8. Contact Information
For questions about these Terms, contact us at:
Karmel Wealth Group
support@karmelwealthgroup.com
443-365-4388

Effective Date: August 26, 2025